Use the ETF “XEQT (iShares Core Equity ETF Portfolio)” as a one-stop stock pick to buy a piece of the world’s stock markets. Equity investment gives you the most bang for your buck in long-term investment returns. Although there’s no guarantee that you’ll make money in any particular period of time, the odds are with you in the long run¹, and you don’t need to worry about picking specific investments.

You can stabilize the value of your portfolio by holding interest-bearing CASH along with your stocks. Interest rates rise and fall but they don’t fall below zero, meaning that the CASH portion of your portfolio will not lose value. This stabilizing effect allows you to shorten the time it takes for your investment to mature.

Because we now live in The Age of ETFs, it’s easy to put together a decent balanced investment portfolio using just two investments:

• XEQT for Equity (I think this one is best)
• CASH for Cash (There are a couple of popular alternatives).

If you’ve got money, time, and know-how, then you can make more money by investing. The more you have of any of those three ingredients, the more money you can make. I don’t have a lot of know-how, but here’s a little to get you started.

• Saving vs Investing
• Saving your savings from inflation
• Investment options beyond savings
  • Stocks
  • Bonds
  • Balance
• Investment Pooling: Mutual Funds and Exchange-Traded Funds (ETFs)
  • Stock Funds
  • Index Funds
  • Bond Funds
  • Balanced Funds
  • Exchange-traded Funds (ETFs)
• Conclusion

Protect yourself from financial stress by spending less than you earn. Find a savings account that pays real interest. Step up your game by putting your money out of reach for a year. Accessing a whole new level of savings interest rates.

You’re probably used to money spending itself. It tends to fly out of your bank account within hours of payday. You might feel like your money and your bills are out of your control. When you finally get a little extra, something comes up, and the money’s gone, and then you’re back where you were last month.

Without a plan, it’s pretty hard to get ahead. What does that even mean? Spending a bigger paycheque on bigger bills?

Let’s turn this around. You have options. Your money works for YOU. You are its boss. Keep an eye on it and make sure your money is doing the right job.